Security First: How Payme Swiss Keeps Your Payments Safe

In an increasingly digital economy, security is no longer a feature - it’s a necessity. As more businesses and consumers adopt digital payment solutions, the risks of data breaches, fraud, and cyberattacks continue to grow. At Payme Swiss, we understand that trust is built on transparency and protection and that’s why security is at the core of everything we do.

Here’s how we keep your payments safe, from the first tap to final settlement.

End-to-End Encryption

Every transaction processed through Payme Swiss is protected by bank-grade encryption standards, ensuring that sensitive data like payment details and customer credentials are completely unreadable to unauthorized parties. Whether it's a card swipe, a mobile wallet transaction, or an embedded payment experience, your data is shielded from start to finish.

PCI DSS Compliance

Payme Swiss solutions are fully PCI DSS compliant, which means we adhere to the highest industry standards for data security set by the Payment Card Industry Security Standards Council. This includes:

• Secure storage and transmission of cardholder data
• Routine security audits and vulnerability scans
• Rigorous access control and data segregation

For our partners and merchants, this compliance gives peace of mind knowing that your payments are processed in a tightly regulated environment.

Strong Customer Authentication (SCA)

In line with PSD2 regulations, Payme Swiss supports Strong Customer Authentication (SCA) for all relevant transactions. This means users are verified through at least two of the following:

1. Something they know (e.g. a password)
2. Something they have (e.g. a phone or card)
3. Something they are (e.g. biometrics)

This added layer of security helps reduce fraud and enhances the safety of your customers’ transactions — particularly for online and mobile payments.

Real-Time Fraud Monitoring

Our intelligent fraud detection systems identify suspicious activity in real time. By analysing behaviour patterns, geographic anomalies, and transaction trends, we can flag and block potentially fraudulent actions before they become a threat.

For example, unusual spending activity or mismatched device fingerprints can trigger immediate alerts or temporary holds, ensuring proactive protection.

Transparent Reporting and Controls

Through the Payme Swiss dashboard, businesses gain real-time visibility into payment activity, helping them monitor for irregularities and reconcile transactions with ease. Admin controls also allow platform owners to set permissions, manage access, and define user roles, giving teams the tools they need to stay in control.

Continuous Monitoring & Response

Cyber threats evolve constantly and so do we. Our security team monitors systems 24/7 and regularly tests infrastructure for vulnerabilities. We also stay ahead of new regulations and threat models to ensure our partners remain compliant and protected.

Security Isn’t a Checkbox. It’s a Commitment

At Payme Swiss, security isn’t just a feature we offer, it’s a foundation we build on. Whether you're a retailer, mobility platform, wellness brand, or fintech provider, our mission is to deliver safe, seamless, and scalable payment solutions that protect your business and your customers.

Want to learn more?

Let’s talk about how Payme Swiss can power secure payments for your platform. Contact us today.